Vector of a bag of money sitting next to a stack of coins. Represents different small business funding options.

Small Business Funding and Financing Options

Kody Wirth | May 26, 2023

When looking at your small business funding options you’ll typically do one of two things—take on business debt or offer up a portion of your business in the form of equity. While that may sound simple, there is unfortunately no one-size-fits-all funding method. Each option will have unique requirements, benefits, and drawbacks that you’ll need to consider.

Finding the right business financing really comes down to understanding your business needs. Why you need funding, how much you need, and how quickly are just the basics. The specific terms, type of debt, and potential requirements from lenders or investors should also guide your decision. 

As you consider all of that, the best thing to do now is start exploring your options. And we have a guide, right here, to help you do just that.

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What are your business funding options?

While there are seemingly endless options for funding your business they can all be categorized within these eight categories.

Explore your funding options

Looking for a quick way to explore multiple funding and financing options within the eight categories listed above? Check out these guides where we list some of the top traditional and alternative funding options.

Small business funding templates

Free resources to help you prepare to pursue multiple funding options.